ITIN and taxes — file without an SSN

What is an ITIN?

An ITIN (Individual Taxpayer Identification Number) is issued by the IRS so you can file taxes when you don’t have a Social Security Number (SSN).

• Good for: filing taxes, opening accounts at some banks, building an income history.
• It does not grant work authorization or immigration status.
• Filing taxes builds a record that may help you in the future.

How to apply

1. Fill out IRS form W-7 (available in Spanish).
2. Submit it together with your tax return (not separately, with few exceptions).
3. You need proof of identity: a valid passport (simplest) or a combination of other documents.
4. Mail it, or better, use a Certifying Acceptance Agent (CAA) or an IRS help center.

Free help (don’t overpay)

• VITA: IRS-certified volunteers prepare your taxes for free if your income is moderate. VITA sites operate across Iowa every tax season (January–April).
• Iowa Legal Aid has Spanish-language materials and free guidance.
• Beware of preparers promising “huge refunds” or charging a percentage of your refund — that’s a red flag.

⚠️ This guide is informational and is not legal or tax advice. For your specific case, see a certified preparer or a VITA site.